PayPal is gearing up to launch BigCommerce Payments in 2026, a new service designed to enhance the payment experience for merchants in the United States, with plans for international expansion shortly thereafter. This innovative service will be seamlessly embedded within the BigCommerce platform, providing a unified payments experience that is co-branded and easily accessible through the BigCommerce Control Panel.
The integration will allow merchants to maintain direct payment relationships with PayPal, ensuring they benefit from the digital payment giant’s trusted infrastructure. According to BigCommerce, this collaboration aims to enhance operational efficiency, empowering merchants to manage their transactions through a centralized portal.
With BigCommerce Payments, merchants will gain direct access to PayPal’s suite of features, including the increasingly popular Pay Later options, all from within BigCommerce’s interface. Travis Hess, CEO at BigCommerce, remarked that this development represents a significant leap toward simplifying the commerce experience for merchants, aiming to provide better control, flexibility, and visibility through the integration.
This new embedded service will enable traders to utilize advanced payment tools without having to navigate away from the BigCommerce dashboard, streamlining financial management processes. By mirroring the functionality of PayPal’s own dashboard, the system seeks to reduce operational friction and facilitate quicker decision-making.
The BigCommerce Control Panel will feature a dedicated money dashboard, delivering real-time visibility into balances, payouts, and bank links. Merchants will be able to monitor cash flow, top-ups, and currency activities more transparently, while also benefiting from direct connections to their PayPal dashboard for deeper configurations.
Michelle Gill, EVP at PayPal, emphasized the partnership’s goal of merging PayPal’s extensive reach with BigCommerce’s merchant-first approach. She highlighted that this collaboration combines reliability, security, and global capabilities, allowing merchants to operate with greater confidence. Both companies believe this initiative will simplify complexities and enhance the digital commerce experience.
Moreover, BigCommerce will facilitate a smooth transition for existing PayPal Complete Payments users, offering personalized guidance to ensure continuity as merchants upgrade to BigCommerce Payments. This offering aligns with PayPal’s broader strategy to embed its services across various platforms, enhancing its footprint in the digital payments landscape.
Under the leadership of CEO Alex Chriss, PayPal has committed to a comprehensive tech overhaul aimed at boosting speed and efficiency across all commerce channels, both online and offline. This includes the launch of PayPal Open in February 2025, which consolidates payment, financial, and risk tools under a single platform, initially rolled out in the U.S. with plans for expansion into the UK and Germany.
In its pursuit of innovation, PayPal has also partnered with JP Morgan Payments to expand its Fastlane checkout service across Europe and the UK, and has teamed up with Verifone to deliver omnichannel solutions tailored for enterprise merchants. These collaborations underscore PayPal’s ambition to broaden its digital and physical commerce reach.
Looking ahead, PayPal has initiated a tech overhaul with a budget of up to $300 million over 42 months, aimed at enhancing scalability and minimizing latency, alongside workforce reductions expected to conclude by 2027. These enhancements are designed to lower operational costs and bolster PayPal’s digital infrastructure.
With innovative offerings such as PayPal links and crypto payments launched in the U.S. in 2025, the company is poised for significant growth. Its peer-to-peer service, Venmo, boasts over 90 million users, with projected revenue hitting $2 billion by 2027. Currently, PayPal’s stock trades at $69.06, reflecting a daily gain of 2.43%.
