XRP has made a remarkable leap of 10.10% on February 14, 2026, reaching a trading price of $1.55. This surge represents the most substantial single-day percentage increase since February 6, 2026, revitalizing interest in the cryptocurrency.
The recent rally has boosted XRP’s market capitalization to approximately $94.18 billion, accounting for 3.90% of the total cryptocurrency market valuation. Daily trading metrics indicate XRP fluctuated between $1.50 and $1.55, with a noteworthy trading volume of $3.36 billion, reflecting 3.49% of the overall crypto trading activity.
Over the past week, XRP has demonstrated a steady upward trajectory, accumulating 8.95% in value as the token navigated through a price range of $1.34 to $1.55. However, it is essential to note that XRP remains 57.45% below its all-time high of $3.66, achieved on July 18, 2025.
Exchange Reserves Plummet as Investors Accumulate
Data reveals a notable decline in Binance’s XRP reserves, which have dipped sharply since late 2024. Reserves peaked at over 3.2 billion XRP in November 2024, but have since witnessed an outflow of approximately 700 million XRP over the past 15 months. This trend is often a strong indicator of accumulation behavior, as investors prefer holding their assets in private wallets rather than on exchanges.
The significant reduction in exchange reserves limits the coins available for sale, potentially fostering upward price momentum. A recent slowdown in net outflows appears to suggest that the heavy selling phase triggered by the price drop from $3 is finally waning.
Whale Accumulation Drives Positive Momentum
Large investors have shown considerable buying interest in XRP on platforms like Binance and OKX, with data from Coinglass indicating that whales have snapped up XRP at average prices around $1.38. On a single day, these sizeable purchases accounted for over $6.3 million worth of XRP, indicating strong demand.
Interestingly, while significant investors on Coinbase were seen selling roughly $1.02 million of the token, the levels of buying were sufficient to surpass selling pressure, thus catalyzing a 6% rally in XRP’s price within the last 24 hours.
Chart Insights Indicate Potential for More Gains
Technical analysis of XRP’s weekly chart reveals that the token has been consolidating within the $1.40 to $1.45 range, having calmed down post a 2025 rally that saw XRP exceed $3. Currently, a fair value gap exist approximately 20% above the current trading levels of around $1.55, with a potential target price set at $1.8.
The latest weekly candle showed a trading level of $1.45, reflecting a gain of 1.27%. A close above this opening price would signal increasing bullish momentum. Additionally, the Relative Strength Index (RSI) reading stands at 31.91, hovering just above oversold territory—indicative that selling pressure may be diminishing.
Continued Institutional Interest through ETFs
Recent data on U.S. spot XRP ETFs show consistent inflows, with net inflows of $4.5 million recorded on February 13. The Bitwise XRP ETF led the charge, attracting $2.52 million in inflows. Meanwhile, Franklin Templeton’s XRPZ product contributed $1.53 million.
Although these inflows may be modest, their consistency signals ongoing institutional interest, which plays a crucial role in stabilizing market sentiment. This institutional backing provides essential support for XRP’s price, even as retail trading continues to fluctuate.
In summary, XRP’s current trading period reveals a notable increase in price alongside decreasing exchange reserves, robust whale acquisitions, and steady ETF inflows. As the market transitions into mid-February 2026, these factors continue to affect XRP’s price dynamics positively.
